Personal Banking
Checking | Savings | Loans
 

Checking Accounts

First American Bank has a wide array of services to meet your every banking need. From our checking accounts to real estate loans, a complete line of financial products are available. You will find our rates competitive and our service unmatched!

  FREE CHECKING VIP FREE CHECKING BUDGET CHECKING PERSONAL CHECKING PLATINUM CHECKING
Account Descriptions No Monthly Cycle Service Charges Pays interest above $2,000. Requires Direct Deposit or Loan with Bank Pay as you go, no minimum balance Unlimited check writing Pays interest + unlimited check writing
Monthly Service Charge None None $2.50 + $.50 per check over 10 If Balance$800 >= FREE$500 - $799.99 =  $8.00< $499.99=  $9.00 None for balances >= $1,500.$9.00 Service Charge for balances <=$1,499.99
Minimum Balance to Open $50.00 $50.00 $50.00 $50.00 $50.00
Unlimited Check Writing YES YES $.50 per check over 10 YES YES
Unlimited Teller Visits YES YES YES YES YES
Free Online Banking YES YES YES YES YES
Free VoiceResponse YES YES YES YES YES
First Check Card debit card Available YES YES YES YES YES
Check Images NO NO YES YES YES
Preferred Consumer Loan Rate NO NO .25% discount with auto debit .25% discount with auto debit .25% discount with auto debit
Interest Bearing NO YES NO NO YES

Purchase of Checks:  First order of checks required at account opening.

For current rate information and Annual Percentage Yield on any accounts, please call 1-800-738-2265 or (225) 265-2265.


Account Features

Click here to learn more about other financial services available on your account.