Rates

CD Special Rates

 Rates are effective as of August 26, 2008

CD SPECIALS   ANNUAL PERCENTAGE YIELD
   7 Month CD Special ($10,000 min)*   3.53%
 12 Month CD Special ($1,000 min)**   3.05%
 24 Month CD Special ($1,000 min)**                                                              3.60%

 60 Month CD Special ($10,000 min)*                                                              5.00%


- Fees could reduce earnings on the account.
- A penalty will be imposed for early withdrawal.
- Rates subject to change without notice.

- CD's with terms greater than one year; interest cannot remain on deposit and interest payout is mandatory

*The minimum balance required to obtain the advertised annual percentage yield is $10,000.00.

**The minimum balance required to obtain the advertised annual percentage yield is $1,000.00.


For further information about applicable fees and terms, please contact the bank at 1-800-738-2265.