We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.
We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.
We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.
We will be closed on Monday, May 28, 2018 in observance of Memorial Day.
Happy 4th of July! All offices will be closed on Wednesday, July 4, 2018.
We will be closed on Monday, September 3, 2018 in observance of Labor Day.
We will be closed on Monday, October 8, 2018 in observance of Columbus Day.
We will be closed on Monday, November 12th in observance of Veteran’s Day.
We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.
We will be closed on Tuesday, December 25, 2018. Merry Christmas!
We will be closed on Tuesday, January 1, 2019. Happy New Year!
Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.
First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)
Welcome to First American Bank and Trust, a better banking choice!!!
Many business owners find Certificate of Deposits (CDs) to be a great investment for short or long term goals.
One of the advantages with this type of investment is that it is easy to understand and set up is quick and simple at First American Bank and Trust. Plus, the term lengths can range from one month up to 5 years, with a minimum opening amount of only $1000. Another advantage for your business? A CD provides a simple way to show collateral when needed to establish additional credit. As with all deposits at First American Bank and Trust, your deposit is FDIC insured up to $250,000.
See the chart below for current rates. To speak to a Customer Service Representative about your business’s investment needs, please contact us at 1-800-738-2265 during normal business hours.
|REGULAR Certificates of Deposit||Annual Percentage Yield|
|1 Month CD||2 Month CD||3 Month CD|
|$1,000 and over||0.20%||0.20%||0.50%|
|6 Month CD||12 Month CD||18 Month CD||24 Month CD|
|$1,000 and over||0.75%||1.00%||1.00%||1.10%|
|36 Month CD||48 Month CD||60 Month CD|
|$1,000 and over||1.20%||1.30%||1.40%|
The annual percentage yield is accurate as of the above date.
Fees could reduce earnings on the account.
A penalty will be imposed for early withdrawal.
Interest Rates subject to change without notice.
Terms up to 1 year
Interest may be added back to the CD at maturity or paid monthly by check or deposited into a First American Bank and Trust account.
Terms greater than 1 year
Interest may be added back to the CD annually or paid by check or deposited into a First American Bank and Trust account monthly, quarterly, or annually.
For further information about applicable fees and terms, please contact an employee of the bank.
For information on interest bearing checking, money market, and savings accounts, please contact an employee of the bank.
For special CD rates, click here.
For current rate information and Annual Percentage Yield on any accounts, please call 1-800-738-2265 or (225) 265-2265.
Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.Contact Us