1/9/2018 to 1/16/2018

We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.

2/01/2018 to 2/14/2018

We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.

2/14/2018 to 2/20/2018

We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.

4/25/2018 to 5/8/2018

First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)

5/21/2018 to 5/29/2018

We will be closed on Monday, May 28, 2018 in observance of Memorial Day.

8/27/2018 to 9/4/2018

We will be closed on Monday, September 3, 2018 in observance of Labor Day.

9/30/2018 to 10/9/2018

We will be closed on Monday, October 8, 2018 in observance of Columbus Day.

11/7/2018 to 11/13/2018

We will be closed on Monday, November 12th in observance of Veteran’s Day.

11/16/2018 to 11/24/2018

We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2018 to 12/26/2018

We will be closed on Tuesday, December 25, 2018. Merry Christmas!

12/26/2018 to 01/02/2019

We will be closed on Tuesday, January 1, 2019. Happy New Year!

7/01/2019 to 7/5/2019

Happy 4th of July! All offices will be closed on Thursday, July 4, 2019.

7/11/2019 to 7/14/2019

All offices will close Friday, July 12 @1:30 and Saturday including the Customer Care Center, July 13 due to TS Barry.

8/29/2019 to 9/3/2019

We will be closed on Monday, September 2, 2019 in observance of Labor Day.

10/7/2019 to 10/15/2019

We will be closed on Monday, October 14, 2019 in observance of Columbus Day.

11/6/2019 to 11/12/2019

We will be closed on Monday, November 11th in observance of Veteran’s Day.

11/20/2019 to 11/29/2019

We will be closed on Thursday, November 28, 2019 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2019 to 12/26/2019

We will be closing at noon on Tuesday, Dec 24 and closed on Wednesday, Dec 25, 2019. Merry Christmas!

12/27/2019 to 01/02/2020

We will be closing at noon on Tuesday, Dec 31 and closed on Wednesday, Jan 1, 2020. Happy New Year!

1/16/2020 to 1/21/2020

We will be closed on Monday January 20, 2020 in observance of Martin Luther King Day.

2/13/2020 to 2/18/2020

We will be closed on Monday February 17, 2020 in observance of Presidents’ Day.

2/19/2020 to 2/26/2020

We will be closed on Tuesday February 25, 2020 in observance of Mardi Gras Day.

9/4/2020 to 9/8/2020

We will be closed on Monday, September 7, 2020 in observance of Labor Day.

10/8/2020 to 10/13/2020

We will be closed on Monday, October 12, 2020 in observance of Columbus Day

11/6/2020 to 11/12/2020

We will be closed on Wednesday, November 11th in observance of Veteran’s Day.

11/20/2020 to 11/28/2020

We will be closed on Thursday, November 26, 2020 and open 8-Noon on Friday to celebrate Thanksgiving.

12/22/2020 to 12/26/2020

We will be closing at noon on Thursday, Dec 24 and closed on Friday, Dec 25, 2020. Merry Christmas!

12/27/2020 to 01/02/2021

We will be closing at noon on Thursday, Dec 31 and closed on Friday, Jan 1, 2021. Happy New Year!

1/15/2021 to 1/19/2021

We will be closed on Monday January 18, 2021 in observance of Martin Luther King Day.

2/12/2021 to 2/16/2021

We will be closed on Monday February 15, 2021 in observance of Presidents’ Day.

2/19/2021 to 2/26/2021

We will be closed on Tuesday February 25, 2021 in observance of Mardi Gras Day.

3/30/2021 to 4/3/2021

We will be closing at noon on Friday, April 2, 2021 in observance of Good Friday.

5/26/2021 to 5/29/2021

We will be closed on Monday, May 31, 2021 in observance of Memorial Day.

7/01/2021 to 7/6/2021

Happy 4th of July! All offices will be closed on Monday, July 5, 2021.

9/2/2021 to 9/7/2021

We will be closed on Monday, September 6, 2021 in observance of Labor Day.

10/7/2021 to 10/12/2021

We will be closed on Monday, October 11, 2021 in observance of Columbus Day

11/7/2021 to 11/12/2021

We will be closed on Thursday, November 11, 2021 in observance of Veteran’s Day.

11/20/2021 to 11/26/2021

We will be closed on Thursday, November 25, 2021 and open 8-Noon on Friday to celebrate Thanksgiving.

12/20/2021 to 12/26/2021

We will be closed on Friday, Dec 24 and Sat, Dec 25, 2021. Merry Christmas!

12/27/2021 to 01/02/2022

We will close at Noon on Friday, Dec 31 2021. Happy New Year!

1/12/2022 to 1/18/2022

We will be closed on Monday January 17, 2022 in observance of Martin Luther King Day.

2/15/2022 to 2/22/2022

We will be closed on Monday February 21, 2022 in observance of Presidents’ Day.

2/23/2022 to 3/2/2022

We will be closed on Tuesday March 1, 2022 in observance of Mardi Gras Day.

4/11/2022 to 4/16/2022

We will be closing at noon on Friday, April 15, 2022 in observance of Good Friday.

5/26/2022 to 5/31/2022

We will be closed on Monday, May 30, 2022 in observance of Memorial Day.

6/15/2022 to 6/21/2022

We will be closed on Monday, June 20, 2022 in observance of Juneteenth.

6/28/2022 to 7/5/2022

Happy 4th of July! All offices will be closed on Monday, July 4, 2022.

11/10/2022 to 11/12/2022

We will be closed on Friday, November 11, 2022 in observance of Veteran’s Day.

11/21/2022 to 11/26/2022

We will be closed on Thursday, November 24, 2022 and open 8-Noon on Friday to celebrate Thanksgiving.

12/20/2022 to 12/26/2022

We will be closed on Monday, Dec 26 2022. Merry Christmas!

12/27/2022 to 01/03/2023

We will closed on Monday, January 2 2023. Happy New Year!

1/11/2023 to 1/17/2023

We will be closed on Monday January 16, 2023 in observance of Martin Luther King Day.

2/17/2023 to 2/22/2023

We will be closed on Tuesday February 21, 2023 in observance of Mardi Gras Day.

4/1/2023 to 4/8/2023

We will be closing at noon on Friday, April 7, 2022 in observance of Good Friday.

5/25/2023 to 5/30/2023

We will be closed on Monday, May 29, 2023 in observance of Memorial Day.

6/15/2023 to 6/20/2023

We will be closed on Monday, June 19, 2023 in observance of Juneteenth.

6/29/2023 to 7/5/2023

Happy 4th of July! All offices will be closed on Tuesday, July 4, 2023.

8/30/2023 to 9/5/2023

We will be closed on Monday, September 4, 2023 in observance of Labor Day.

10/4/2023 to 10/10/2023

We will be closed on Monday, October 9, 2023 in observance of Columbus Day.

11/20/2023 to 11/25/2023

We will be closed on Thursday, November 23, 2023 and open 8-Noon on Friday to celebrate Thanksgiving.

12/20/2023 to 12/26/2023

We will be closed on Monday, Dec 25 2023. Merry Christmas!

12/27/2023 to 01/02/2024

We will closed on Monday, January 1 2024. Happy New Year!

1/11/2024 to 1/16/2024

We will be closed on Monday, January 15, 2024 in observance of Martin Luther King Day.

2/8/2024 to 2/14/2024

We will be closed on Tuesday, February 13, 2024 in observance of Mardi Gras Day.

2/15/2024 to 2/20/2024

We will be closed on Monday, February 19, 2024 in observance of President's Day

5/22/2024 to 5/28/2024

We will be closed on Monday, May 27, 2024 in observance of Memorial Day.

6/14/2024 to 6/20/2024

We will be closed on Wednesday, June 19, 2024 in observance of Juneteenth.

6/29/2024 to 7/5/2024

Happy 4th of July! All offices will be closed on Thursday, July 4, 2024.

8/28/2024 to 9/3/2024

We will be closed on Monday, September 2, 2024 in observance of Labor Day.

10/8/2024 to 10/14/2024

We will be closed on Monday, October 14, 2024 in observance of Columbus Day.

11/6/2024 to 11/12/2024

We will be closed on Monday, November 11, 2024 in observance of Veteran’s Day.

11/22/2024 to 11/29/2024

We will be closed on Thursday, November 28, 2024 and open 8-Noon on Friday to celebrate Thanksgiving.

12/20/2024 to 12/26/2024

We will be closed on Wednesday, Dec 25 2024. Merry Christmas!

12/26/2024 to 01/02/2025

We will closed on Wednesday, January 1 2025. Happy New Year!

1/16/2018 to 1/18/2018

Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.

3/10/2020 to 4/1/2020

Click for the - Coronavirus (COVID-19) information.

8/26/2020 to 8/27/2020

We will delay the opening of all branches until 11 a.m. on Thursday, August 27th

10/27/2020 to 10/29/2020

All offices will close at 11:00 am on Wednesday, August 27th due to the approaching hurricane.

8/26/2021 to 8/30/2021

All offices will be closed Monday, Aug 30, due to Hurricane Ida.

9/7/2021 to 9/20/2021

All offices are OPEN!, check HERE for updated times.

Welcome to First American Bank and Trust, a better banking choice!!!

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For personal service - 1-800-738-2265

24 hr voice response - 1-800-520-2265

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Construction-to-Permanent Home Loans

First American Bank has a Construction-to-Permanent Home loan designed for you. Decisions are made locally - by local people who care! There are several loans to choose from that offer competitive rates and flexible terms to meet your loan needs. Contact a First American Bank lending officer today!

Construction-to-Permanent Home Loans

Simplified Dream Home Construction – The Way It Should Be.

First American Bank and Trust’s construction loan experts can help you with the perfect financing solution to make your dream home become a reality. Our Construction-to-Permanent Home Loan* combines your interim construction loan with your permanent mortgage loan through one transaction. All you need is one application, and you are able to lock in a rate and pay closing costs once. Contact an experienced lender today.

Benefits for qualified applicants:
  • Expertise: We specialize in construction loans and understand the needs of both the home buyer and builder. Your dedicated loan officer will work with you from groundbreaking through move-in, ensuring your home construction keeps moving smoothly with no surprises along the way.
  • One Transaction: Pay closing costs only once, lock in your construction and permanent fixed-rate at approval with no requalification after initial closing.
  • Flexible: Do-it-yourself as a self-contracted build or work with a contractor. We offer flexible draw schedule options for your builder.
  • Personal Service: We retain servicing of the loan, which allows us to build a relationship and provide ongoing personalized attention.

First American Bank and Trust's Nationwide Mortgage Licensing System Identification number 415121

*Interest may be tax deductible. You should consult your tax adviser for details.
*Loans subject to credit approval. Terms and conditions apply.

Construction Loan Information Request

Fill out our loan information request form and have one of our Construction lenders create customized quotes based on your loan details you enter.

Quick Contact Form

or you can contact your local Construction lender directly with any questions you might have, by calling us or by visiting our lender team page.

Talk to your Construction Loan Expert today at (800) 738-2265
Contact one of our experienced lenders today!

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Benefits:
  • Competitive Rates
  • Local Decision Making on Loan Approvals
  • The Right Loan Option to Meet Your Needs
  • Specially Tailored Repayment Plans

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Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.

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