1/9/2018 to 1/16/2018

We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.

2/01/2018 to 2/14/2018

We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.

2/14/2018 to 2/20/2018

We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.

5/21/2018 to 5/29/2018

We will be closed on Monday, May 28, 2018 in observance of Memorial Day.

6/27/2018 to 7/5/2018

Happy 4th of July! All offices will be closed on Wednesday, July 4, 2018.

8/27/2018 to 9/4/2018

We will be closed on Monday, September 3, 2018 in observance of Labor Day.

9/30/2018 to 10/9/2018

We will be closed on Monday, October 8, 2018 in observance of Columbus Day.

11/16/2018 to 11/24/2018

We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2018 to 12/26/2018

We will be closed on Tuesday, December 25, 2018. Merry Christmas!

12/26/2017 to 01/02/2018

We will be closed on Monday, January 1, 2018. Happy New Year!

1/16/2018 to 1/18/2018

Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.

4/25/2018 to 5/8/2018

First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)

Welcome to First American Bank and Trust, a better banking choice!!!

Online Banking Login Security Statement

Contact Us!

For personal service - 1-800-738-2265

24 hr voice response - 1-800-520-2265

Online Banking Login Security Statement

Mobile Check Deposit

Mobile Deposit Example
Introducing Mobile Check Deposit

Mobile Check Deposit allows you to deposit checks quickly and easily from a smartphone (iPhone® and Android) into a deposit account at First American Bank, by endorsing, photographing and transmitting the check to the bank.

Benefits of Using Mobile Check Deposit

The number one benefit is convenience. Mobile Check Deposit allows you to deposit a check(s) 24 hours a day, 7 days a week.

First American Bank Personal or Small Business customers who have:
  • Enrolled in Mobile Banking, and
  • Have a First American Bank Personal or Small Business checking or savings account, and have
  • An iPhone® or Android smartphone

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No. There is no fee for using the Mobile Check Deposit to deposit your checks into a First American Bank checking or savings account. Note: Your mobile carrier's web charges may apply.

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  1. A First American Bank personal or small business checking or savings account
  2. A smartphone (iPhone® or Android)
  3. The latest version of First American Bank and Trust app

To download the First American Bank and Trust app – Visit the App Store or Google Play store on your smartphone. Search for "First American Bank and Trust" and download it. Icon should look like the one below:

App Store Example

 

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Mobile Check Deposit Instructions:
  1. Using your smartphone, log into First American Bank Mobile Banking App
    mobile check deposit step one
  2. Select the "Deposit" icon at the bottom of the screen
    mobile check deposit step two
  3. Select "Start New Deposit"
    mobile check deposit step three
  4. Enter Deposit Info:
    mobile check deposit step four
    • Enter Amount of the Deposit
    • Select Account to be deposited into
    • Enter E-mail address (Optional) to send confirmation receipt
  5. Select "Front" to take a picture of the front of the check – click "OK" if satisfied with picture quality; or you can hit the "X" and retake the picture.
    mobile check deposit step five
    NOTE: When taking an image of a check, please be sure all four corners of the check are in view.
  6. • Select "Back" to take a picture of the back of the check – click "OK" if satisfied with picture quality; or you can hit the "X" and retake the picture.
    mobile check deposit step six
    NOTE: When taking an image of a check, please be sure all four corners of the check are in view.
  7. When all information has been added and you are satisfied with the front and back pictures click on "Continue"
    mobile check deposit step seven
  8. Select "Deposit Check" to confirm and submit your mobile check deposit
    mobile check deposit step eight
  9. You will be presented with the Funds Availability Disclosure and any errors the system may have detected*
    mobile check deposit step nine
    NOTE: Proper endorsement should include:
    • Your Signature
    • The words "FABT Mobile Deposit Only"
    • The account number deposited into
    • The date the check was deposited
  10. Select "Get Deposit History" to review the status of your deposits
    mobile check deposit step ten

 

*Most Common Errors:

  • Endorsement on back of check is missing or not proper
  • Item has been deposited before
  • Amount input by the customer does not match the check amount
  • Image quality issues
  • Amount of the check exceeds allowable mobile check deposit limits:
    • Daily limits – 5 checks per day not to exceed $2,000 (total daily deposits)
    • Weekly limits – 10 checks per week not to exceed $4,000 (total weekly deposits)
    • Monthly limits – 20 checks per month not to exceed $6,000 (total monthly deposits)
  • The check deposited is an INELIGIBLE ITEM
You may not submit any item which:
  1. Is payable to any other person or entity.
  2. Has been altered, or which you know or should know is fraudulent or unauthorized.
  3. Is dated more than six (6) months prior to the date of your mobile check deposit.
  4. Was remotely created, as described by Reg. CC. (Draft debit item with no maker signature)
  5. Was previously converted to a substitute check, as defined in Reg. CC. (IRD)
  6. Is drawn against an account at a financial institution which is not located within the United States.
  7. Is not payable in the currency of the United States.
  8. Is a Money Order, Traveler's Check, Cashier's Check or "Official" check.

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Checks may be deposited at any time, however, in order to be processed on the same business day, the deposit must be submitted by 4:30 p.m. Central Standard Time.

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For each deposit, a deposit receipt notification from monitor@ensenta.com can be sent to your email address.

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On a normal business day, deposits must be received by 4:30 P.M. CST to receive same day processing.  Funds will normally be available on the next business day. However, FABT reserves the right to place a hold on any item deposited VIA Mobile Deposit, if it does so, your funds will not be available on the next business day.

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You should write the words "MOBILE DEPOSITED ON (date)" across the front of the check, store it in a secure location for 90 days, and then shred it or otherwise securely destroy it.

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An image of the check goes to the bank, and we begin the normal process of collecting the money from the checks maker.

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At First American Bank our goal is to protect the integrity of your account. While we make every effort to safeguard your information, there are steps you should take to protect yourself and your account:

  • Do not throw the checks out with the trash.
  • Do not keep the originals in a file folder for an indefinite period of time.
  • 90 days after the original check has been successfully imaged and processed, it should be destroyed. Why? Checks are like cash. They should be treated as negotiable instruments.

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Please contact us at (800) 738-2265 or visit a First American Bank branch location near you.

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Bank sign

Benefits:
  • Free mobile banking
  • Free online banking
  • Unlimited teller visits
  • Unlimited check writing
  • Free notify me alerts
  • Free phone banking

Have Any Questions ?

Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.

Contact Us



Important Security Information – It's important to remember that, for confidentiality purposes, First American Bank will never email or call you to ask for your account number, password, or ATM Personal Identification Number (PIN). Any questions or concerns please contact us at (800) 738-BANK. Learn how to protect yourself »

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