Certificate of Deposits (CD) are one of the safest options in which you can invest your hard-earned money. The interest rate and time period to maturity is established before your investment. You’re guaranteed to get your initial deposit back as well as interest once the CD matures. As with all deposits at First American Bank and Trust, your deposit is FDIC insured up to $250,000.
To speak to a Customer Service Representative about your best investment needs, please contact us at 1-800-738-2265 during normal business hours.
| Term | APY |
|---|---|
| 3 Month CD | 3.39% |
| 6 Month CD | 3.38% |
| 9 Month CD | 3.36% |
| 12 Month CD | 3.35% |
Annual Percentage Yields (APYs) are variable and effective as of 4/28/2026. CD rates are fixed upon opening the account. Early withdrawal penalties apply. The above terms are offered at this time and are subject to change. APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your APY may vary
To speak to a Customer Service Representative about other CD options available, please contact us at 1-800-738-2265 during normal business hours.
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